What Is Matterport—and Why It Matters in Insurance Restoration

Most homeowners haven’t heard of Matterport—until something goes wrong.

When your home is damaged by water, fire, or mold, documentation is everything.
If it’s not seen, scanned, or measured, it might not exist in the eyes of your insurance company.

That’s where Matterport comes in.

🔍 What Is Matterport?

Matterport is a 3D scanning system that captures a complete virtual walkthrough of your home.
It works kind of like Google Street View—except inside your property, and with LiDAR technology (on supported models) for precise measurements.

That means we can digitally measure every wall, room, and opening, which allows us to create an exact Xactimate sketch for your insurance scope.

🛠️ How We Use It in Restoration

We don’t just scan and save it—we use the data to:

• ✅ Capture every room, surface, and affected area

• ✅ Measure walls, floors, cabinets, and ceilings with precision

• ✅ Build an accurate digital floorplan

• ✅ Recreate your home inside Xactimate—the software adjusters use

• ✅ Match or overlay it with the adjuster’s estimate

• ✅ Show what was missed—with full documentation to support your claim

🛡️ Why It Helps With Insurance Claims

✅ Preserves the scene even after demo or repairs
✅ Reduces scope disputes by showing the full space
✅ Supports matching claims (flooring, paint, cabinetry)
✅ Protects your payout when something was missed
✅ Speeds up approvals when paired with a detailed estimate

👷‍♂️ Real-World Example

We’ve had adjusters say:

“There was no damage in that room.”

But our Matterport scan showed warped baseboards, water-stained walls, and bubbling laminate.
That scan backed up our estimate—and got the claim fully approved.

🧠 Not All Contractors Use It—But We Do

Some contractors still rely on a few phone pics and handwritten notes.
But in insurance restoration, you only get paid for what you can prove.

At PL Builders, we include Matterport scans on every qualifying job.
Because your claim deserves to be defended with the best tools available.

📞 Have questions about how it works or if your damage qualifies?
We’re happy to explain it—no pressure.

Call (951) 692-7688 or Contact Us